Michele Carofiglio
Michele Carofiglio

Born in Naples in 1964, he graduated in Economics from the University of Naples in 1988.

Since January 1991, he has been working at the Bank of Italy, where he initially focused on the supervision of non‑bank financial intermediaries. From 2014 to 2019, he served as Head of the division responsible for anti‑money‑laundering controls. He later became Deputy Head of the Directorate on Intermediaries’ conduct Supervision within the Customer Protection and Financial Education General Directorate. Since 1 June 2025, he has been Head of the Financial Education Directorate.

He has represented the Bank of Italy in numerous national working groups as well as international forums and committees, also carrying out coordination and assessment tasks. He is a member of the National Anti‑Usury Observatory as the Bank of Italy’s representative.